LETTER  OF  TRANSMITTAL.
                         PART  SIXTEEN.

   The vibratory activities of the planetary Universe
are governed by a law of periodicity.  Everything
that lives has periods of birth, growth, fruitage and
decline.  These periods are governed by the Sep-
timal Law.

   The Law of Sevens governs the days of the week,
the phases of the moon, the harmonies of sound,
light, heat, electricity, magnetism, atomic struc-
ture.  It governs the life of individuals and of na-
tions, and it dominates the activities of the com-
mercial world.

   Life is growth, and growth is change, each seven
years period takes us into a new cycle, The first
seven years is the period of infancy.  The next seven
the period of childhood, representing the beginning
of individual responsibility.  The next seven repre-
sents the period of adolescence.  The fourth period
marks the attainment of full growth.  The fifth
period is the constructive period, when men begin to
acquire property, possessions, a home and family.
The next from 35 to 42, is a period of reactions and
changes, and this in turn is followed by a period of
reconstruction, adjustment and recuperation, so as
to be ready for a new cycle of sevens, beginning with
the fiftieth year.

   There are many who think that the world is just
about to pass out the of the sixth period; that it will
soon enter into the seventh period, the period of
readjustment, reconstruction and harmony; the
period which is frequently referred to as the
Millennium.

   Those familiar with these cycles will not be dis-
curbed when things seem to go wrong, but can ap-
ply the principle outlined in these lessons with the
full assurance that a higher law will invariably con-
trol all other laws, and that through an understand-
ing and conscious operation of spiritual laws, we
can convert every seeming difficulty into a blessing.


              PART SIXTEEN.

   1.  Wealth is a product of labor. Cap-
ital is an effect, not a cause; a servant, not
a master; a means, not an end.

   2.  The most commonly accepted defini-
tion of wealth is that it consists of all use-
ful and agreeable things which possess ex-
change value.  It is this exchange value
which is the predominant characteristic of
wealth.

   3.  When we consider the small addition
made by wealth to the happiness of the
possessor, we find that the true value con-
sists not in its utility but in its exchange
value.

   4.  This exchange value makes it a me-
dium for securing the things of real value
whereby our ideals may be realized.

   5.  Wealth should then never be desired
as an end, but simply as a means of ac-
complishing an end. Success is contingent
upon a higher ideal than the mere accumu-
lation of riches, and he who aspires to
such success must formulate an ideal for
which he is willing to strive.

   6.  With such an ideal in mind, the ways
and means can and will be provided, but
the mistake must not be made of substitut-
ing the means for the end.  There must
be a definite fixed purpose, an ideal.

   7.  Prentice Mulford said: "The man of
success is the man possessed of the great-
est spiritual understanding and every
great fortune comes of superior and truly
spiritual power."  Unfortunately, there
are those who fail to recognize this power;
they forget that Andrew Carnegie's moth-
er had to help support the family when
they came to America, that Harriman's
father was a poor clergyman with a salary
of only $200.00 a year, that Sir Thomas
Lipton started with only 25 cents.  These
men had no other power to depend upon,
but it did not fail them.

   8.  The power to create depends entirely
upon spiritual power; there are three steps,
idealization, visualization, and materializa-
tion.  Every captain of industry depends
upon this power exclusively.  In an article
in Everybody's Magazine, Henry M. Flag-
ler, the Standard Oil multi-millionaire, ad-
mitted that the secret of his success was his
power to see a thing in its completeness.
The following conversation with the re-
porter shows his power of idealization, con-
centration and visualization, all spiritual
powers:

   9.  "Did you actually vision to yourself
the whole thing?  I mean, did you, or could
you, really close your eyes and see the
tracks?  And the trains running?  And hear
the whistles blowing?  Did you go as far
as that?"  "Yes."  "How clearly?"  "Very
clearly."

   10.  Here we have a vision of the law, we
see "cause and effect," we see that thought
necessarily precedes and determines action.
If we are wise, we shall come into a realiza-
tion of the tremendous fact that no arbi-
trary condition can exist for a moment, and
that human experience is the result of an
orderly and harmonious sequence.

   11.  The successful business man is
more often than not an idealist and is ever
striving for higher and higher standards.
The subtle forces of thought as they crys-
tallize in our daily moods is what consti-
tutes life.

   12.  Thought is the plastic material with
which we build images of our growing con-
ception of life.  Use determines its exist-
ence.  As in all other things our ability
to recognize it and use it properly is the
necessary condition for attainment.

   13.  Premature wealth is but the fore-
runner of humiliation and disaster, because
we cannot permanently retain anything
which we do not merit or which we have
not earned.

   14.  The conditions with which we meet
in the world without, correspond to the
conditions which we find in the world with-
in.  This is brought about by the law of
attraction.  How then shall we determine
what is to enter into the world within?

   15.  Whatever enters the mind through
the senses or the objective mind will im-
press the mind and result in a mental
image which will become a pattern for the
creative energies.  These experiences are
largely the result of environment, change,
past thinking and other forms of negative
thought, and must be subjected to careful
analysis before being entertained.  On the
other hand, we can form our own mental
images, through our own interior proc-
esses of thought regardless of the thoughts
of others, regardless of exterior conditions,
regardless of environment of every kind,
and it is by the exercise of this power that
we can control our own destiny, body, mind
and soul.

   16.  It is by the exercise of this power
that we take our fate out of the hands of
chance, and consciously make for ourselves
the experiences which we desire, because
when we consciously realize a condition,
that condition will eventually manifest in
our lives; it is therefore evident that in the
last analysis thinking is the one great cause
in life.

   17.  Therefore, to control thought is to
control circumstances, conditions, environ-
ment and destiny.

   18.  How then are we to control thought;
what is the process?  To think is to create
a thought, but the result of the thought will
depend upon its form, its quality and its
vitality.

   19.  The form will depend upon the
mental image from which it emanates; this
will depend upon the depth of the impres-
sion, the predominance of the idea, the
clarity of the vision, the boldness of the
image.

   20.  The quality depends upon its sub-
stance, and this depends upon the material
of which the mind is composed; if this ma-
terial has been woven from thoughts of
vigor, strength, courage, determination,
the thought will possess these qualities.

   21.  And finally, the vitality depends
upon the feeling with which the thought is
impregnated.  If the thought is construc-
tive, it will possess vitality; it will have
life, it will grow, develop, expand; it will
be creative; it will attract to itself every-
thing necessary for its complete develop-
ment.

   22.  If the thought is destructive, it will
have within itself the germ of its own dis-
solution; it will die, but in the process of
dying, it will bring sickness, disease, and
every other form of discord.

   23.  This we call evil, and when we
bring it upon ourselves, some of us are dis-
posed to attribute our difficulties to a Su-
preme Being, but this supreme being is
simply Mind in equilibrium.

   24.  It is neither good nor bad, it simply
is.

   25.  Our ability to differentiate it into
form is our ability to manifest good or
evil.

   26.  Good and evil therefore are not enti-
ties, they are simply words which we use
to indicate the result of our actions, and
these actions are in turn predetermined by
the character of our thought.

   27.  If our thought is constructive and
harmonious we manifest good; if it is de-
structive and discordant we manifest evil.

   28.  If you desire to visualize a different
environment, the process is simply to hold
the ideal in mind, until your vision has
been make real; give no thought to persons,
places or things; these have no place in the
absolute; the environment you desire will
contain everything necessary; the right
persons, and the right things will come at
the right time and in the right place.

   29.  It is sometimes not plain how char-
acter, ability, attainment, achievement, en-
vironment and destiny can be controlled
through the power of visualization, but this
is an exact scientific fact.

   30.  You will readily see that what we
think determines the quality of mind, and
that the quality of mind in turn determines
our ability and mental capacity, and you
can readily understand that the improve-
ment in our ability will naturally be fol-
lowed by increase in attainment and a
greater control of circumstances.

   31.  It will thus be seen that Natural
laws work in a perfectly natural and har-
monious manner; everything seems to "just
happen."  If you want any evidence of this
fact simply compare results of your efforts
in your own life, when your actions were
prompted by high ideals and when you had
selfish or ulterior motives in mind.  You
will need no further evidence.

   32.  If you wish to bring about the reali-
zation of any desire, form a mental picture
of success in your mind, by consciously
visualizing your desire; in this way you
will be compelling success, you will be ex-
ternalizing it in your life by scientific
methods.

   33.  We can only see what already exists
in the objective world, but what we visu-
alize, already exists in the spiritual world,
and this visualization is a substantial
token of what will one day appear in the
objective world, if we are faithful to our
ideal.  The reason for this is not difficult;
visualization is a form of imagination; this
process of thinking forms impressions on
the mind, and these impressions in turn
form concepts and ideals, and they in turn
are the plans from which the Master Archi-
tect will weave the future.

   34.  The psychologists have come to the
conclusion that there is but one sense, the
sense of feeling, and that all other senses
are but modifications of this one sense;
this being true, we know why feeling is the
very fountain head of power, why the emo-
tions so easily overcome the intellect, and
why we must put feeling into our thought,
if we wish results.  Thought and feeling is
the irresistible combination.

   35.  Visualization must, of course, be di-
rected by the will; we are to visualize ex-
actly what we want; we must be careful
not to let the imagination run riot.  Imag-
ination is a good servant but a poor master,
and unless it is controlled it may easily
lead us into all kinds of speculations and
conclusions which have no basis or founda-
tion of fact whatever.  Every kind of
plausible opinion is liable to be accepted
without any analytical examination and
the inevitable result is mental chaos.

   36.  We must therefore construct only
such mental images as are known to be
scientifically true.  Subject every idea
to a searching analysis and accept nothing
which is not scientifically exact.  When you
do this you will attempt nothing but what
you know you can carry out and success
will crown your efforts; this is what busi-
ness men call far-sightedness; it is much
the same as insight, and is one of the great
secrets of success in all important under-
takings.

   37.  For your exercise this week, try to
bring yourself to a realization of the im-
portant fact that harmony and happiness
are states of consciousness and do not de-
pend upon the possession of things.  That
things are effects and come as a conse-
quence of correct mental states.  So that if
we desire material possession of any kind
our chief concern should be to acquire the
mental attitude which will bring about the
result desired.  This mental attitude is
brought about by a realization of our spirit-
ual nature and our unity with the Universal
Mind which is the substance of all things.
This realization will bring about every-
thing which is necessary for our complete
enjoyment.  This is scientific or correct
thinking.  When we succeed in bringing
about this mental attitude it is compara-
tively easy to realize our desire as an al-
ready accomplished fact; when we can do
this we shall have found the "Truth"
which makes us "free" from every lack or
limitation of any kind.


     A man might frame and let loose a
   star, to roll in its orbit, and yet not
   have done so memorable a thing before
   God as he who lets a golden-orbed
   thought to roll through the generations
   of time.                --H. W. Beecher.


                   PART SIXTEEN.

151.  Upon what does wealth depend?

         Upon an understanding of the crea-
         tive nature of thought.

152.  Upon what does its true value con-
         sist?

         Upon its exchange value.

153.  Upon what does success depend?

         Upon Spiritual power.

154.  Upon what does this power depend?

         Upon use; use determines its exist-
         ence.

155.  How may we take our fate out of
         the hands of chance?

         By consciously realizing the condi-
         tions which we desire to see mani-
         fested in our lives.

156.  What then is the great business of
         life?

         Thinking.

157.  Why is this so?

         Because thought is spiritual and
         therefore creative.  To consciously
         control thought is therefore to con-
         trol circumstances, conditions, en-
         vironment and destiny.

158.  What is the source of all evil?

         Destructive thinking.

159.  What is the source of all good?

         Scientific correct thinking.

160.  What is scientific thinking?

         A recognition of the creative nature
         of spiritual energy and our ability to
         control it.

       The greatest events of an age are its
     best thoughts.  It is the nature of
     thought to find its way into action.
                                               --Bovee.